Retiring in Chattanooga, Tennessee
Overview
Riverside outdoor-sports hub with no state income tax.
Home Price
Homes in Chattanooga typically range from $246k to $442k.
Source: Zillow Home Value Index. Estimates only — verify current pricing before making decisions.
Cost of Living
Chattanooga's cost of living index is 92.3 compared to a U.S. national average of 100.
Climate
Average summer highs around 87°F and winter daytime temperatures around 53°F, with high humidity and a “Four seasons” seasonal pattern.
Geography & Landscape
Healthcare
Healthcare access and quality index: 77/100 (HomeAfterWork healthcare index — County Health Rankings + CMS Care Compare, local-adjusted from the U.S. national baseline).
Safety & Stability
Chattanooga scores a safety index of 31.4/100 and a political stability score of 3.1/10, based on sourced crime and stability data.
Airport Access
About 21 minutes to the nearest major airport we could confirm.
Lifestyle & Activities
Outdoor activities:
- Mountain biking
- Rock climbing
- Hiking
- Tennis / racquet sports
- Gardening
- Nature / bird watching
Culture & lifestyle:
- Food culture
- Live music
- Shopping
Things to Consider
- Humid summers
- Limited direct flights
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